The 6 C's Of Credit: Enemies or Allies

4 Reasons Why Do It Yourself Credit And Debt Management Can’t Hurt Consumers
Fear grips people who are in debt and it’s understandable. There are so many unknowns with Credit and Debt. The biggest questions involve Legal Aspects of Debt like, “CAN a person be sued by the Debt Terrorist in COURT?“ The Short Answer: Absolutely! The long answer is you CAN be taken to Court by a Creditor or Debt Collection Lawyer.

DIY Credit Repair: Top 4 Myths About Credit Bureaus
Myth #1. The BIG 3 CREDIT BUREAUS [Big 3 CB's] are Government Agencies.  Not true! The BIG 3 CB’s are Equifax, Experian and Transunion.  And they are privately owned businesses. I repeat, the Big 3 Credit Bureaus are  NOT U.S. Government Agencies. Many people fea

DIY Credit Repair: How To Eliminate The Intimidation and Confusion
Do you have trouble reading your Credit Report?   Discover how to safely dispute and repair your Credit for yourself! Do your eyes cross in confusion while trying to understand the information listed on your Credit Report? Reading a Credi

Debt Management: Top 3 Debt Collection Scams And How To Avoid Them
Federal Trade Commission Claims Debt Collection Complaints are on the Rise FTC Top 3 Debt Collection Complaints. 1. Falsely stating the Character, Status and Amount of Debt 2. Multiple Calls (often from different numbers) 3. Refusing to send written notice

Top 5 Common, Correctable Middle-Class Financial Mistakes
What are the Top 5 Common Middle-Class Financial Mistakes? 1. Lack of Basic Financial Education. 2. Miss-Calculation of Fees, Charges and Conditions. 3. Failing to Correct Mistakes in a Timely Manner. 4. Failure to Obtain Proper Disclosure from Creditors. 5. Trusting but not Verifying. Why are they important to know? Because everyday, scores of intelligent and