Choice Real Estate

Choice Finance

D.C. metro Realtors and Loan Officers

Are Minimum Credit Scores going up?
We don’t know for sure, but there has been a lot of rumbling about minimum credit scores going to 640.  Most of us remember not too long ago when they went from 580 to 620.  There were a few companies that took the plunge and raised t...

The Lockport Townhome Seller I Almost Fired
I wrote a blog post about the Lockport townhome seller I sometimes wanted to fire, but didn't.  He was tough to handle.  He told me he used to be a real estate agent but upon many talks with him he also said something about being an apprais...

Woodland, California Q3 Market Update
The Woodland, California real estate market continues to see the effects of a slow economy and the tight credit markets. Sales of homes in Woodland slowed to just 147 in the 3rd quarter of 2009, while the median price fell to just $215,000. Here i...

Black Friday.... no effect on Santa Cruz Ca real estate..... what are you buying for Christmas ....
While I think there are so many ways to sell things, sometimes the hype is more than the substance. Hopefully all the hype to have people get up for 4 AM to shop sales, will get consumers to move past their points of fear and drive retail sales to go...

Home Buyers Who Walk Away from Closing bond
  Walking away from closing happens more often in buyer's markets than in seller's markets. That's because in buyer's markets, when prices are soft, some buyers become frightened when they should be jumping for joy. Many are...