Lightning safety tips

Importance of a household inventory record

Homeowners Claim? What to do...

Boat owners coverage
Boat owners insurance coverage is important not only during the boating season, but also during the off-season when your boat is in storage or in transit. The following is an explanation of the various coverages available:Physical Damage protects your boat, motor, trailer and equipment in case of vandalism, theft, fire or explosion, wind storms, hail and lightning. It also protects you if you hit a submerged object. Coverage is also available to cover emergency services like towing and mechanical labor, and the cost of raising or removing a covered watercraft.Watercraft Liability protects you in case of bodily injury to another perso

How to tell where a driver is from
One hand on wheel, one hand on horn: Chicago One hand on wheel, one finger out window: New York One hand on wheel, one hand on newspaper, foot solidly on accelerator: Boston One hand on wheel, cradling cell phone, brick on accelerator: California. With gun in lap: Riverside Both hands on wheel, eyes shut, both feet on brake, quivering in terror: Ohio, but driving in California. Both hands in air, gesturing, both feet on accelerator, head turned to talk to someone in back seat: Italy One hand on latte, one knee on wheel, cradling cell phone, foot on brake, mind on game: Seattle One hand on wheel, one hand on

Some Interesting Health Facts
Here's some interesting health facts from Mercola.com that you probably haven't heard of before. For more health facts, be sure to check out the site:1) Motorists who talk on cell phones are more impaired than drunk drivers with blood-alcohol levels exceeding .08.2) Banging your head against a wall burns 150 calories an hour.3) In some parts of the world, they protect their babies from disease by bathing them in beer.4) The word ‘gymnasium’ comes from the Greek word gymnazein, which means ‘to exercise naked.’

Driving Distractions
" I tell you, women drivers are a hazard to traffic. Driving to work this morning on the freeway, I looked over to my left and there was a woman in a red Mustang doing 85 miles per hour with her face up next to her rear view mirror putting on her eyeliner! I looked away for a couple seconds and when I looked back she was halfway over in my lane. It scared me so bad I dropped my electric shaver in my coffee, and it spilled all over my cell phone!"(courtesy of www.butlerwebs.com/jokes)

Renters Insurance Coverage
If you rent your premises, your personal belongings are not covered by your landlord's property insurance policy, and in the event of a loss could add up to thousands of dollars to replace things like appliances, furniture, clothing, bed linens, television and stereo equipment just to name a few. Renters insurance is an important part of protecting your personal belongings in case of a fire, theft, vandalism, water (other than flood) or lightning damage or some other covered loss.Something you may not have thought of is liability coverage to protect you against liability claims such as bodily injury or damage to someone else's property from a covered accident. Guest medical cove